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The Gold Standard in Surveying.

Emmerton Land is a Private Practice of Surveyors regulated by the RICS and operating throughout London and the South East.

RICS Residential
Mortgage Valuations
London, Surrey, Sussex, Kent.

The purpose of a Residential Mortgage Valuation Service is to inform lenders of our professional opinion of a property's Market Value, Projected Market Value, or the Existing Use Value for Social Housing, as security for lending or further advances.

We advise the lender on the nature of the property and factors revealed during our inspection that are likely to materially affect its Market Value (and/or Market Rent if required), within specified assumptions or special assumptions, and where there are serious cases of disrepair or obvious potential hazards revealed during the inspection that have a material impact on the Market Value.

We are independant from credit decision processes, objective, and may not have a conflict of interest. We do not make recommendations as to either the length of the Mortgage term, or the amount to be advanced. These decisions are solely the responsibility of the lender.

We will agree with you at the outset of your instruction, our Terms of Engagement.

Our Residential Mortgage Valuations are prepared by a Registered Valuer, and strictly comply with the RICS Professional Standards, the RICS Residential Mortgage Valuation Specification, and the International Valuation Standard 101 Scope of Work, para 20.3.(k). For new-build homes we will follow the RICS Valuation of Individual New-Build Homes Professional Guiance Note 52/2012.

We accept Residential Mortgage Valuation instructions from Building Societies, Banks, and other lenders.

What price inclusive of VAT would you like to pay for our Valuation Service?

The price we charge for our Mortgage Valuation Service is set by you, and in so doing you will set the limit of our Professional Liability to you. Our Professional Liability is underwritten with Professional Indemnity Insurance of £1,000,000.

Our Limit of Professional Liability to you is calculated as half the square of the Fee Paid (including Tax, if applicable). So for example, a Fee Paid of £500 will have a Limited Professional Liability of only £125,000 (i.e. 0.5 x (£500^2) = £125,000).

Before Valuing the property we need to know what you know about the property, and agree our Contract Letter and Terms of Engagement.


Please complete the following questionaire on the form below, as best as you can, and send it to us. Alternatively, please call and speak with us as we can complete it over the phone. 

Thank you for choosing Emmerton Land